Practice

Treasury

Treasury operating models, policies, internal audit and the data plumbing behind cash, funding and FX — rebuilt with the same engineering rigour as the front office and the reporting team rely on.

Treasury Treasury data as governed pipelines. Top: a stylised cash-position curve over time, with an accent funding-gap region. Bottom: three KPI tiles — cash position, hedge effectiveness and liquidity coverage — reconciling across functions. FUNDING GAP Jan Q2 Dec CASH POSITION CASH R 1.2bn HEDGE EFFECT. 96.4% LCR 128% Treasury Treasury data as governed pipelines. Top: a stylised cash-position curve over time, with an accent funding-gap region. Bottom: three KPI tiles — cash position, hedge effectiveness and liquidity coverage — reconciling across functions. FUNDING GAP Jan Q2 Dec CASH POSITION CASH R 1.2bn HEDGE EFFECT. 96.4% LCR 128%

Practice signals 1 / 3

Cash position is a control point

Treasury work starts with a reliable view of cash, liquidity and timing.

Who this is for

Group Treasurers, heads of corporate treasury, ALCO members, finance directors with treasury responsibility, and treasury functions inside insurers, banks and large corporates.

Where we help

Treasury sits between the front office, finance and risk — and inherits the operational fragility of all three. Cash positions are stitched together from bank-statement extracts. Funding plans are managed in a workbook a single person owns. Hedge effectiveness is reproved each cycle by hand. Treasury policy documents are out of date the day they are signed. The result is a function that decides on tens or hundreds of millions of rand of risk with the operational maturity of a small finance team.

What we do

  • Treasury operating model design. Future-state operating models — the workflow, controls and team structure that go with the function the firm actually wants to run.
  • Treasury policies and risk frameworks. Governance documentation — investment policy, hedging policy, counterparty policy, FX policy — that survives regulator and audit review.
  • Treasury internal audit. Independent review of treasury controls and operations against best practice, with a written report. Audit-adjacent, not audit-conflicted.
  • Cash, liquidity and funding pipelines. Daily cash position, short-term funding view, intraday liquidity reporting and LCR / NSFR data flows — built as governed pipelines, not spreadsheet relay races.
  • FX, hedging and counterparty exposure. Exposure measurement, hedge accounting prep, hedge effectiveness testing and counterparty limit monitoring on auditable infrastructure.
  • IRRBB and balance-sheet risk. Interest-rate-risk-in-the-banking-book pipelines, behavioural calibration of non-maturity deposits, and the link to the wider ALM and capital views.
  • Treasury technology selection and integration. Independent advice on TMS selection, integration with core banking / ERP / ALM, and the data layer that makes any TMS actually useful.
Treasury operating dashboard mockup A treasury operating dashboard mockup showing cash position, liquidity coverage, hedge effectiveness and funding gaps with a controlled runbook and audit lineage. TREASURY - CASH - FUNDING - FX - HEDGE EFFECTIVENESS Cash, funding and hedge data in one controlled view CASH POSITION R 1.8bn same-day reconciled LCR 132% within policy limits FUNDING GAP R 240m two-week window flagged RECONCILED TO Bank feeds - Treasury policy Finance GL - Risk limits 30-DAY CASH LADDER ACTION WINDOW Today Day 10 Day 20 Day 30 CONTROL RUNBOOK 1. Load bank feeds and GL extracts 2. Reconcile cash and funding ladder 3. Flag breach windows and owner 4. Archive evidence pack for review Treasury operating dashboard mockup A treasury operating dashboard mockup showing cash position, liquidity coverage, hedge effectiveness and funding gaps with a controlled runbook and audit lineage. TREASURY - CASH - FUNDING - FX - HEDGE EFFECTIVENESS Cash, funding and hedge data in one controlled view CASH POSITION R 1.8bn same-day reconciled LCR 132% within policy limits FUNDING GAP R 240m two-week window flagged RECONCILED TO Bank feeds - Treasury policy Finance GL - Risk limits 30-DAY CASH LADDER ACTION WINDOW Today Day 10 Day 20 Day 30 CONTROL RUNBOOK 1. Load bank feeds and GL extracts 2. Reconcile cash and funding ladder 3. Flag breach windows and owner 4. Archive evidence pack for review

Diagram signals 1 / 3

Cash position is a control point

Treasury work starts with a reliable view of cash, liquidity and timing. The body diagram should make this route explicit enough to discuss in a working session.

Cash position, hedge effectiveness and LCR — reconciling through governed hand-offs.

Outcomes

  • A treasury function that closes its books on time, every time, without late-night heroics.
  • Treasury numbers that reconcile to finance and risk without manual stitching.
  • Policies that are written down, current and followed — visible to the audit committee.
  • A defensible audit trail from bank statement and trade ticket to disclosed cash and funding position.

Engagement model

We typically start with a focused diagnostic — an operating-model review, an internal audit of one process, or a single pipeline rebuild (cash forecasting, IRRBB, hedge effectiveness) — and expand from there. Independent of TMS vendors, hyperscalers and the firm signing the audit on the statements we touch.